MCB Statement Analyzer

Track Your MCB Spending Automatically

One of Pakistan's oldest and largest commercial banks, now with automated AI expense tracking.

Upload your MCB Live or Internet Banking PDF statement and get an instant, privacy-first breakdown of your monthly spending in PKR.

100% Privacy — No Bank Passwords·Instant Gemini AI Extraction

How to Track Your MCB Bank (Muslim Commercial Bank) Spending with Kepto

Three simple steps. No account linking or sensitive credentials required.

1

Download e-Statement

Export your monthly PDF or CSV statement from your official MCB Bank (Muslim Commercial Bank) banking app or web portal.

2

Upload to Kepto

Drag and drop your statement file. Kepto reads the statement securely in seconds with zero password requirements.

3

Get Instant Clarity

See categorized spending (Food, Rent, Bills, Petrol), track personal transfers, and view your monthly net cash flow.

Tutorial & Guidelines

How to Download Your MCB Bank (Muslim Commercial Bank) Statement PDF

1

Open MCB Live App

Log in to your MCB Live Mobile Banking app or web portal.

2

Navigate to Account Statement

Tap on your Account > Statement Services and choose your date range (e.g., Last Month or Custom).

3

Export & Upload to Kepto

Download the PDF statement to your device, then drop it into Kepto for instant categorization.

Supported Formats: MCB Live PDF Statement, MCB Internet Banking e-Statement, MCB Lite Statement

Why MCB Bank (Muslim Commercial Bank) Users Prefer Kepto

Tailored for the Pakistani banking and economic landscape.

Local Pakistani Merchant Detection

Automatically detects Foodpanda, Careem, Bykea, Daraz, Shell, PSO, and utility bill narrations from MCB strings.

Internal IBFT & 1Link Separation

Distinguishes between real daily living expenses and internal fund transfers between your accounts.

FBR Tax & Wealth Reconciliation

Summarizes all MCB credits and deductible tax outflows for fast annual income tax return filing.

Frequently Asked Questions for MCB Bank (Muslim Commercial Bank) Customers

Does Kepto require my MCB Live password or OTP?

No. Kepto operates on a zero-credential model. You download your statement PDF yourself from MCB and upload it.

Can Kepto read password-protected MCB e-statements?

Yes. If your MCB statement has a password (usually your CNIC), you can enter it securely during upload for local text extraction.